If you are looking for budgeting podcasts, there are a number of options out there. There are many topics that can be covered and many ways to start. Here are some suggestions from NPR: Planet Money, You Need a Budget and Optimal Finance Daily.
NPR's Planet Money
Planet Money has been on NPR for over 10 year. Its quirky nature has made it one the most loved podcasts in the world. The podcasts cover economic topics and the economy. Each episode explains how current events have affected the economy and markets in general.
Planet Money podcasts are generally about 20 minutes long, and they cover a variety of financial topics. Often, the podcasts focus on real-world scenarios. One episode discusses Barbuda’s land rights, while another focuses on buybacks and government bailouts. The shorter episodes of The Indicator are about 10 minutes each and focus on the economic issues of today.
Budgets are essential
The You Need a Budget podcast is a great tool for anyone struggling with money and bad habits. To find out if the podcast is right for you, listen to it for 32 days. You can either purchase the software, or you can try it for 32 days to see if you like the program.
Many of the listeners of this podcast are on variable incomes, so they have trouble creating a budget. They don't want all of their money spent on one item so they must make compromises. This means they will have months with high incomes and months with low incomes.
Optimal Finance Daily
This podcast is a combination of audio blogging, personal finance content, and audio blogging. It gathers articles from top personal finances blogs and distills them in a quick, fifteen-minute episode. It's a great resource that anyone on the go needs to access the best advice and practical information on personal finance. It has plenty to offer anyone interested in online marketing or business. This podcast makes a great addition for your commute.
Chris Browning, host of the podcast, speaks about personal finances and investing. He does this in short, digestible podcast episodes. His podcasts help people better understand how important it is to save and invest. His recent topics included retirement planning, investing 101, saving for a stormy day, and investing 101. This podcast is just one of five created by the website Optimal Daily Living. This podcast is a compilation of articles from personal finance blogs. It covers everything, from how to save for retirement, how to rent properties, to how to save money for emergencies.
The Tim Ferris Show
The Tim Ferris Show is a great podcast for budgeting. Its topics are diverse and timely, and it provides a wealth of helpful advice. Tim Ferriss, the best-selling author and host of "The 4-Hour Workweek", produces this popular podcast. Although his show does not focus on money, it does discuss important topics such as health, productivity, and fitness.
This podcast includes advice from celebrities as well successful businessmen. Tony Robbins and Jamie Foxx are among the guests. It is not a podcast about budgeting but can help you improve the financial situation. The topics include meditation, creativity and how to start a business.
Suze Orman's Women & Money
Suze Oman is an American television host and personal finance advocate for women. Her special role is with the National Domestic Violence Hotline, which helps women who have been victim to financial abuse to find their voice. She has received many honors and awards, including two Honorary Doctorates and the Human Rights Campaign’s National Equality Award.
This book explores the dysfunctional relationship many women have with their money. She is focused on equipping women the financial knowledge and emotional awareness that they need in order to make informed, smart decisions about their finances. She offers actionable plans called the Save Yourself Plan to help women make a solid financial future.
FAQ
What are the benefits to owning stocks
Stocks are more volatile than bonds. When a company goes bankrupt, the value of its shares will fall dramatically.
However, if a company grows, then the share price will rise.
Companies often issue new stock to raise capital. This allows investors the opportunity to purchase more shares.
Companies borrow money using debt finance. This gives them access to cheap credit, which enables them to grow faster.
If a company makes a great product, people will buy it. The stock's price will rise as more people demand it.
As long as the company continues to produce products that people want, then the stock price should continue to increase.
What is security in the stock exchange?
Security is an asset that generates income. Shares in companies are the most popular type of security.
A company could issue bonds, preferred stocks or common stocks.
The value of a share depends on the earnings per share (EPS) and dividends the company pays.
Shares are a way to own a portion of the business and claim future profits. You receive money from the company if the dividend is paid.
You can sell your shares at any time.
Who can trade in stock markets?
The answer is everyone. But not all people are equal in this world. Some have better skills and knowledge than others. They should be recognized for their efforts.
Trading stocks is not easy. There are many other factors that influence whether you succeed or fail. For example, if you don't know how to read financial reports, you won't be able to make any decisions based on them.
So you need to learn how to read these reports. You need to know what each number means. Also, you need to understand the meaning of each number.
If you do this, you'll be able to spot trends and patterns in the data. This will help to determine when you should buy or sell shares.
You might even make some money if you are fortunate enough.
How does the stockmarket work?
You are purchasing ownership rights to a portion of the company when you purchase a share of stock. Shareholders have certain rights in the company. A shareholder can vote on major decisions and policies. He/she can demand compensation for damages caused by the company. And he/she can sue the company for breach of contract.
A company cannot issue any more shares than its total assets, minus liabilities. This is called capital sufficiency.
Companies with high capital adequacy rates are considered safe. Low ratios make it risky to invest in.
What's the difference between the stock market and the securities market?
The securities market is the whole group of companies that are listed on any exchange for trading shares. This includes stocks, bonds, options, futures contracts, and other financial instruments. Stock markets can be divided into two groups: primary or secondary. Primary stock markets include large exchanges such as the NYSE (New York Stock Exchange) and NASDAQ (National Association of Securities Dealers Automated Quotations). Secondary stock markets are smaller exchanges where investors trade privately. These include OTC Bulletin Board, Pink Sheets and Nasdaq SmallCap market.
Stock markets are important for their ability to allow individuals to purchase and sell shares of businesses. The price at which shares are traded determines their value. A company issues new shares to the public whenever it goes public. Investors who purchase these newly issued shares receive dividends. Dividends are payments made to shareholders by a corporation.
Stock markets serve not only as a place for buyers or sellers but also as a tool for corporate governance. Boards of directors, elected by shareholders, oversee the management. Boards make sure managers follow ethical business practices. If a board fails in this function, the government might step in to replace the board.
How can I invest in stock market?
Brokers can help you sell or buy securities. A broker can sell or buy securities for you. When you trade securities, you pay brokerage commissions.
Brokers often charge higher fees than banks. Because they don't make money selling securities, banks often offer higher rates.
You must open an account at a bank or broker if you wish to invest in stocks.
Brokers will let you know how much it costs for you to sell or buy securities. He will calculate this fee based on the size of each transaction.
Ask your broker:
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Minimum amount required to open a trading account
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If you close your position prior to expiration, are there additional charges?
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what happens if you lose more than $5,000 in one day
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How long can you hold positions while not paying taxes?
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How you can borrow against a portfolio
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whether you can transfer funds between accounts
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How long it takes for transactions to be settled
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The best way to sell or buy securities
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How to avoid fraud
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How to get help if needed
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Whether you can trade at any time
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Whether you are required to report trades the government
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whether you need to file reports with the SEC
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What records are required for transactions
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Whether you are required by the SEC to register
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What is registration?
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How does this affect me?
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Who should be registered?
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What are the requirements to register?
What is the difference in a broker and financial advisor?
Brokers specialize in helping people and businesses sell and buy stocks and other securities. They take care all of the paperwork.
Financial advisors are experts on personal finances. They help clients plan for retirement and prepare for emergency situations to reach their financial goals.
Financial advisors can be employed by banks, financial companies, and other institutions. They could also work for an independent fee-only professional.
You should take classes in marketing, finance, and accounting if you are interested in a career in financial services. Also, it is important to understand about the different types available in investment.
Statistics
- For instance, an individual or entity that owns 100,000 shares of a company with one million outstanding shares would have a 10% ownership stake. (investopedia.com)
- US resident who opens a new IBKR Pro individual or joint account receives a 0.25% rate reduction on margin loans. (nerdwallet.com)
- Ratchet down that 10% if you don't yet have a healthy emergency fund and 10% to 15% of your income funneled into a retirement savings account. (nerdwallet.com)
- Even if you find talent for trading stocks, allocating more than 10% of your portfolio to an individual stock can expose your savings to too much volatility. (nerdwallet.com)
External Links
How To
How to make a trading plan
A trading plan helps you manage your money effectively. This allows you to see how much money you have and what your goals might be.
Before setting up a trading plan, you should consider what you want to achieve. You may want to make more money, earn more interest, or save money. If you're saving money you might choose to invest in bonds and shares. If you are earning interest, you might put some in a savings or buy a property. And if you want to spend less, perhaps you'd like to go on holiday or buy yourself something nice.
Once you decide what you want to do, you'll need a starting point. This depends on where your home is and whether you have loans or other debts. It's also important to think about how much you make every week or month. Your income is the net amount of money you make after paying taxes.
Next, you will need to have enough money saved to pay for your expenses. These include rent, food and travel costs. These all add up to your monthly expense.
Finally, figure out what amount you have left over at month's end. That's your net disposable income.
This information will help you make smarter decisions about how you spend your money.
To get started with a basic trading strategy, you can download one from the Internet. You could also ask someone who is familiar with investing to guide you in building one.
Here's an example of a simple Excel spreadsheet that you can open in Microsoft Excel.
This is a summary of all your income so far. This includes your current bank balance, as well an investment portfolio.
And here's another example. This was designed by a financial professional.
It will allow you to calculate the risk that you are able to afford.
Do not try to predict the future. Instead, think about how you can make your money work for you today.